Relocating Abroad from South Africa 2026 - Complete Guide

Thousands of South Africans emigrate every year. Whether you are moving for work, family, or lifestyle, the process involves crucial financial, legal, and practical steps. This guide covers everything from SARS tax clearance to shipping your belongings and settling into a new country.

Financial Emigration Process

Since March 2021, SARS replaced the old formal emigration process with a new tax compliance system. Here is what you need to know:

Key Changes (Post-2021)

  • No more formal emigration -- The old SARB "emigration" status has been replaced by tax-based rules
  • Tax residency ceases when you meet the "days absent" test or formally notify SARS of departure
  • Retirement funds: You must wait 3 years from the date you ceased tax residency before accessing pension/provident fund lump sums
  • Exchange control: R10 million annual single discretionary allowance; R1 million foreign capital allowance per calendar year
  • SARS Tax Compliance Certificate (TCC): Required before transferring funds exceeding R1 million offshore

Step-by-Step Financial Process

Complete the RAV01 form on SARS eFiling to update your tax residency status. You will need to declare your date of departure and new country of residence. SARS will assess whether you have ceased to be a SA tax resident based on the "ordinarily resident" and "physical presence" tests.

Documents needed: Passport copy, proof of foreign residency (lease, utility bill, employment contract), foreign tax registration number.

File all outstanding tax returns (income tax, VAT, PAYE). Pay any amounts owed. Apply for a Tax Compliance Status (TCS) certificate via eFiling -- this is essential for transferring funds abroad. Processing time: 21-60 business days.

Use an authorised dealer (bank) to transfer funds. For amounts over R1 million, you will need TCC from SARS. Consider forex specialists like Currencies Direct or OFX for better rates than banks. Transfer limits: R10 million per calendar year (single discretionary allowance) plus R1 million foreign capital allowance.

Sell or rent out SA property. Capital gains tax applies on disposal. Close or restructure investment accounts. RA funds have the 3-year waiting period. Section 10(1)(o)(ii) exemption: first R1.25 million of foreign employment income is exempt from SA tax if you work abroad for 183+ days per year (60+ consecutive).

Shipping Your Belongings

Shipping Companies

  • Elliott Mobility -- Major SA international removals
  • Stuttaford Van Lines -- Established since 1858
  • Pickfords -- Global coverage
  • AGS Movers -- 149 locations worldwide

Costs (Approximate)

  • 20ft container to UK: R80,000-R120,000
  • 20ft container to Australia: R100,000-R160,000
  • 20ft container to Canada: R90,000-R140,000
  • Air freight (per kg): R200-R500
Tip: Get at least 3 quotes. Sea freight takes 4-8 weeks (UK), 6-10 weeks (Australia/Canada). Book 6-8 weeks before your departure.

Pre-Departure Checklist

TaskWhenDetails
Passport validity6+ months before travelRenew if less than 6 months validity. Most countries require 6+ months.
SARS notification3-6 months beforeRAV01 form on eFiling, apply for TCS certificate
Work/residency visa3-6 months beforeApply through VFS Global or relevant embassy
Medical records2-3 months beforeGet copies of all medical records, prescriptions, vaccination history
Police clearance2-3 months beforeApply at SAPS for police clearance certificate (takes 2-6 weeks)
Unabridged birth certificate2-3 months beforeOrder from DHA. Required for many visa applications and foreign registrations
School records2 months beforeRequest certified academic records, SAQA evaluation if needed
Bank accounts1-2 months beforeOpen non-resident account or close. Keep one SA account for transfers
Insurance1 month beforeCancel/transfer car, home, life insurance. Arrange travel and health cover
Shipping6-8 weeks beforeBook removals company, get quotes, start packing
Pets4-6 months beforeMicrochip, rabies vaccine, health certificate, import permits. UK requires 3-month waiting period after rabies vaccine.
Driving licenceBefore departureGet International Driving Permit at AA. Convert SA licence in new country within allowed period.

Settling Into Your New Country

First Week

  • Register with local authority/council
  • Open bank account
  • Get local SIM card
  • Register with GP/doctor
  • Arrange temporary accommodation

First Month

  • Apply for tax number
  • Register children for school
  • Convert driving licence
  • Set up utilities
  • Join SA expat community groups

First 3 Months

  • Find permanent accommodation
  • Enrol in healthcare system
  • Begin credential recognition
  • Update SA embassy registration
  • File final SA tax return

Popular Destinations for South Africans

DestinationSA DiasporaWork GuideKey Draw
United Kingdom~240,000GuideNHS jobs, ancestry visa, large SA community
Australia~200,000GuideSkilled migration, lifestyle, climate
UAE~100,000GuideTax-free income, proximity to SA
USA~80,000GuideDV Lottery, tech jobs, higher salaries
New Zealand~55,000GuideQuality of life, Green List occupations
Canada~45,000GuideExpress Entry, PNP, multicultural society
Germany~15,000GuideEU Blue Card, engineering demand, Opportunity Card
Ireland~10,000GuideCritical Skills Permit, English-speaking EU

Frequently Asked Questions

Since March 2021, the old formal emigration process through SARB has been replaced. You now simply update your tax residency status with SARS using the RAV01 form when you cease to be a SA tax resident. You remain a SA citizen with a valid passport regardless of where you live.

Yes. Emigrating does not affect your SA citizenship or passport. However, if you acquire citizenship of another country and do not apply for retention of SA citizenship BEFORE naturalisation, you automatically lose SA citizenship. Apply to DHA for retention BEFORE taking a foreign citizenship oath.

A Tax Compliance Status (TCS) certificate typically takes 21-60 business days. Ensure all returns are filed and assessed, with no outstanding debt, before applying. You can track progress on SARS eFiling.

Yes, but you must wait 3 years from the date you ceased SA tax residency. After 3 years, you can withdraw the lump sum (subject to tax). The first R550,000 is tax-free, with progressive rates above that (up to 36%). Pension and provident funds follow the same 3-year rule.

If you are a SA tax resident (based on "ordinarily resident" or physical presence test), you are taxed on worldwide income. Once you cease SA tax residency, you are only taxed on SA-source income (e.g., rental income from SA property, SA dividends). The Section 10(1)(o)(ii) exemption provides relief for the first R1.25 million of foreign employment income.

Related Guides

Important Contacts

SARS: 0800 00 7277
sars.gov.za

DHA (Home Affairs): 0800 60 11 90
dha.gov.za

SARB (Reserve Bank): 012 313 3911
resbank.co.za

DIRCO (Foreign Affairs): 012 351 1000
dirco.gov.za

SA Expat Communities

SAPeople.com -- News and community for SA expats worldwide

Expat Forum SA -- Active forums by destination

Facebook Groups: "South Africans in [Country]" groups for each destination

InterNations -- Professional expat network with SA chapters